/Type /XObject >>

>> It may seem obvious, but diligent investors are reluctant to stop saving towards other goals, even when faced with financial uncertainty. /Subtype /Form Qualified individuals affected by COVID-19 may be able to withdraw up to $100,000 from their eligible retirement plans, including IRAs, between January 1 and December 30, 2020. /Resources << /Length 18 %���� >> /Subtype /Form IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. ���CLP��e� �R7P���4#���l�:���5B}Id#v�U٤>����fӛ�~�]��ޗE�P�f*�0'u5z��eY/t!�3 f���Ϫ���iUN�ȫ��r\dW$�u:b_�'�i5�,�9j�y9�~%q�t$��b�9a���5|r^d�!>�R�f���l^�������� qV�t��P����*�����ٸ�T�����|2�iV��|�NF�(t�βe����Bw_���6�a�A\W�(�L+H`�;*I�jVx��A�A�?�r�3�ch�D�l6C�"t(A�,��G�%�Ѽ*Q��x8��ta��v�U��M�� >>

The results may vary with each use and over time.

/Lang (en-US) >> /BBox [0 0 10.3183 12.253] /ProcSet [/PDF] endobj

stream >> /FormType 1 endstream

All rights reserved. >>

U�u9İ�^z�j4� �|�9+����|��/#|��1&/;�g��Y��t�З�;m���|dY�V��h3�x�Vq:��bŗs�^�Ş�#�0 �a6ʋ"A�l��]������_�}�V���i1C��3�$�o�)���w�u߫� �_�d���}��������( 9�"9Zv>p��w��;�1�o�5� ���N��m���h��r^����FcЇÇ0�.�˞?���e��EV]B�� While using home equity could be an option, you may end up adding even more financial risk to your situation and could potentially lose your home if you fall behind. 57 0 obj Guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer. /Filter [/FlateDecode] Taxpayers can include coronavirus-related distributions as income on tax returns over a three-year period. /Length 5014

/FormType 1 Plans may suspend loan repayments due between March 27 and December 31, 2020. /Subtype /Form <<

You also have the choice to pay back your distribution within a three-year period. << /N 96 endobj >> Qualified individuals can claim the tax benefits of coronavirus-related distribution rules even if plan provisions aren't changed.

x���Pp�u�rb &� >> endstream endobj 223 0 obj <>>> endobj 224 0 obj <. /Subtype /Form Some plans may have relaxed rules on plan loan amounts and repayment terms. endstream endobj /BBox [0 0 441.119995 24.240051] 1

97 0 obj /Resources << stream

/Subtype /Form :edVr������d�b�T�S�!sW2N���P`�"rơ��@IP�&] �ʠ����-L�_�:��,��rr��yr�5�R*�dP9F�Q�gJ��4��y�? >> <<

endobj This includes parents who couldn’t work because daycares weren’t open.

/Filter [/FlateDecode] endstream /Resources <<

/ZaDb 150 0 R /Matrix [1 0 0 1 0 0] 113 0 obj 76 0 obj Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency. /FormType 1 GWLA’s statutory assets total $48.8B and liabilities total $47.3B. /Filter [/FlateDecode] endstream 77 0 obj 62 0 obj /Length 18 x���Pp�u�rb &� The results may vary with each use and over time. /Type /XObject from application/x-indesign to application/pdf >> >> Market timing and excessive trading policies. /Length 18 /ProcSet [/PDF]

EMC

Retirement accounts were designed for life after your last paycheck.

In working with clients, I aim to help put the pieces together into a unified strategy. /FormType 1

You have the option to pay back the money within three years and can. ��gTl�r4ft�_�W�Y�V�#@N�t:�F$~��l�yr�ɓ�۬�D(9�� ��=q/�&�r�O�}(��� ����('���h�o�LϠ�-��˳b4#?a�� /ProcSet [/PDF] endobj 73 0 obj The fee waiver will remain in place until further notice, depending on circumstances in the economy and financial markets. GWLANY statutory assets total $1.6B and liabilities total $1.5B. EMC

>> stream /Font << EMC /Length 13 Source:



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